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Savings Account




STATEMENT SAVINGS ACCOUNT
  • $10 minimum balance
  • Earns interest at the current Regular Savings account rate
  • 12 free withdrawals per quarter
  • 50 cents per additional withdrawal
  • Savings Accounts that fall below the minimum required balance will receive a $3 service charge that quarter

 

CHRISTMAS CLUB SAVINGS ACCOUNT
  • $10 minimum balance
  • Make deposits of any amount
  • Account matures in November of each year and checks are issued at maturity
  • Must maintain a minimum of $10 to obtain the annual percentage yield

 

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HEALTH SAVINGS ACCOUNTS

A Health Savings Account (HSA) is a special account owned by an individual where contributions to the account are to pay for current and future medical expenses.  HSAs are used in conjunction with a “High Deductible Health Plan.”

  • $100 minimum to open
  • 6 withdrawals per month
  • 50 cents per additional withdrawal
  • $2 monthly service charge

 

STAR SAVER’S CLUB

Our club offers:

  • Free Piggy Bank with account opening
  • Birthday Present
  • Gifts for every deposit
  • Quarterly Newsletter
  • Picnics
  • Coloring Contests

Requirements

Citizens National Bank Star Saver’s Club is a club designed for children between the ages of 0-12 that have met at least one of the following requirements for membership:

  • Coverdell Education IRA
  • Graduate CD
  • Statement Savings with a minimum balance of $100

For more details and questions contact our New Account Representatives:

Sue Golberg  
Jennifer Mack  
Debbie Schultz  
Linda Grover Personal Banking Officer
Elena Niemela  

 

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