Welcome to Citizens National Bank

Here at Citizens National Bank of Park Rapids, we are proud to be a “Hometown” bank. We are a locally owned independent community bank that offers quality services through exceptionally experienced staff. All deposit and loan decisions are made right here within the four walls of our bank which allows us to provide our community with superior, and timely, customer service.

Transaction Account Guarantee Program

Citizens National Bank of Park Rapids is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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