Current Rates
Current as of December 20, 2024
| ACCOUNT | MINIMUM BALANCE REQUIRED | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|---|
| 3 Month CD | $1,000.00 | 2.50% | 2.53% |
| 6 Month CD | $1,000.00 | 2.60% | 2.63% |
| 5 Month CD Spec | $2500.00 | 4.25% | 4.32% |
| 9 Month CD | $500.00 | 2.70% | 2.73% |
| 12 Month CD | $500.00 | 3.00% | 3.03% |
|
18 Month CD
|
$500.00 | 3.00% | 3.03% |
| 24 Month CD | $500.00 | 3.00% | 3.03% |
| 30 Month CD | $500.00 | 3.10% | 3.14% |
|
36 Month CD
(Step up Rate)
|
$10,000.00 | 3.25% | 3.29% |
|
60 Month CD***
|
$10,000.00 | 3.40% | 3.44% |
|
Graduate CD
(18 Yrs & Younger)
|
$25.00 | 4.00% | 4.00% |
| 2 Year Variable Rate IRA | $25.00 | 3.00% | 3.00% |
| 1 Year Fixed Rate IRA | $25.00 | 2.75% | 2.75% |
| Education IRA | $25.00 | 3.00% | 3.00% |
| Statement & Christmas Savings Accounts | $10.00* | 0.30% | 0.30% |
| Hometown Interest Now Checking Accounts | $1,000.00** | 0.25% | 0.25% |
| Platinum Money Market Account | Up to $999.99 | 0.25% | 0.25% |
| $1,000.00 - $49,999.99 | 0.75% | 0.75% | |
| $50,000.00 - $149,999.99 | 1.25% | 1.25% | |
| $150,000.00 - $499,999.99 | 1.50% | 1.50% | |
| $500,000 and above | 2.75% | 2.75% | |
| Premium Money Market Account | Up to $999.99 | 0.30% | 0.30% |
|
$1,000.00 -
$24,999.99
|
0.35% | 0.35% | |
|
$25,000.00 -
$49,999.99
|
0.40%
|
0.40% | |
|
$50,000.00 -
$149,999.99
|
0.45% | 0.45% | |
| $150,000 and above | 0.50% | 0.50% |
*12 free debits per quarter. $0.50 per additional withdrawal.
**If balance falls below $1,000.00, a $10.00 fee is charged.
***Requires a Citizens National Bank Deposit Account
Fee charged may affect the rate and annual percentage yield.
Fees could reduce the earnings on the account.
Interest rate and annual percentage yields may change without notice.
For current rate information call (218) 732-3393.
**If balance falls below $1,000.00, a $10.00 fee is charged.
***Requires a Citizens National Bank Deposit Account
Fee charged may affect the rate and annual percentage yield.
Fees could reduce the earnings on the account.
Interest rate and annual percentage yields may change without notice.
For current rate information call (218) 732-3393.